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Continues a child's school fees if the fee payer dies, becomes permanently unable to work, or suffers a critical illness that ends their income. This is also the permanent-incapacity route under rule four of the savings scheme.

Benefits: The child's remaining school fees for the covered period are paid directly to their school by EduSure on the insurer's settlement, so the child stays in school without the family having to raise the money.

Pricing being finalised with our underwriter

Group life assurance for a partner school's teaching and non-teaching staff. The Pension Reform Act requires employers with three or more employees to maintain group life cover, so most partner schools carry this obligation already.

Benefits: A lump sum equal to a multiple of annual salary is paid to the named beneficiaries of a deceased staff member.

Pricing being finalised with our underwriter

A savings-linked assurance policy that builds toward a future education cost — secondary school entry, a WAEC year, or tertiary fees — and pays out if the contributor dies before the term ends. Distinct from the fee savings scheme, which holds money for the current term only.

Benefits: Pays an agreed maturity sum at the end of the term, or the sum assured earlier on the death of the life assured.

Pricing being finalised with our underwriter

Medical and personal accident cover for enrolled scholars, covering treatment for accidents and illness during the school year, including injuries sustained at school or on school activities.

Benefits: Reimburses or pays directly for treatment within the agreed limits, so a health emergency does not become a reason to withdraw a child from school.

Pricing being finalised with our underwriter

Cover on the life of an enrolled scholar. Distinct from Group Life, which covers a school's employees, and from the Education Protection Plan, which responds to the death of the fee payer. This product responds to the death of the child.

Benefits: Three things happen. First, every naira saved for that child is returned to the parent in full — this is the scheme's own rule, not an insurance benefit, and applies whether or not cover was taken. Second, a final expenses benefit is paid to the parent or guardian to meet burial costs. Third, an education continuity benefit pays one term's fees for a surviving sibling already enrolled with EduSure, so a bereaved family does not lose a second child's place while grieving.

Pricing being finalised with our underwriter